Receive a range of benefits with the Nordic Choice Club Mastercard

#### Quickly achieve higher membership levels - When you receive your card, you automatically become a SILVER member. - You receive 10,000 bonus points if you make a purchase within 30 days after receiving your card (you can purchase anything you like). Only applicable to new members who haven’t had a Nordic Choice Club Mastercard in the most recent two years. - For every month you make a purchase with the card, you receive 2 qualifying nights. This means you can collect 24 nights in a year, just by using your card every month! You only need 30 qualifying nights during a 12-month period to achieve Nordic Choice Club GOLD membership. #### Bonus points on all your purchases - 30 bonus points per 100 NOK/SEK you spend with Nordic Choice Hotels - 20 bonus points per 100 NOK/SEK on foreign currency - 10 bonus points per 100 NOK/SEK on all other purchases in SEK/NOK - 20 points per 100 NOK/SEK when you book at [choice.no](https://www.nordicchoicehotels.no/)/[choice.se](https://www.nordicchoicehotels.se/) or in [our app](https://www.nordicchoicehotels.com/campaigns-and-offers/hotel-app/) - Not valid for cash withdrawals or for transfers between private individuals #### With Nordic Choice Club Mastercard you are also entitled to - Supplementary travel insurance with travel cancellation cover - Up to 50 days interest-free credit - Lower annual fee for higher membership levels: 595,- SILVER, 495,- GOLD, 295.- PLATINUM - Bonus- and credit card in one card - More than 29 shopping locations worldwide - The option to choose your own PIN __Effective interest rate for a credit of 15,000 NOK/SEK / 12 months from 27,78% to 32,98% (32,98% with an annual fee of 595 NOK/SEK). Total cost from 16,984 to 17,284.__ Full utilisation of financial benefits assumes the outstanding credit balance is paid on the due date and that no interest thus is incurred.

### Norway You’re not travelling without travel insurance, are you? It quickly becomes difficult if you lose your luggage or if your flight is delayed? When you pay with Nordic Choice Club Mastercard you automatically get a complementary travel insurance. The travel insurance applies when you have paid a minimum of 50% of your trip with your card. The insurance also includes personal injury insurance and travel cancellation cover. This means you can receive compensation if the flight is delayed, if your luggage is lost or stolen – or in case of acute illness. The insurance covers you as card holder as well as your partner and any child under the age of 23 living at home, whether they are traveling with you or by themselves. Alternatively, the insurance covers up to 3 travellers. __Terms & Conditions:__ - The age of the children covered by the insurance has changed to 23 years of age. - An excess of 500 NOK applies to all injuries/damages, except delays. - The insurance coverage per person has increased to 25,000 NOK and the increase per claim is 50,000 NOK. The total insuranced amount for each individual item has changed to 10,000 NOK. - The travel cancellation cover has increased to 50,000 NOK per claim. - To be entitled to compensation for delayed checked-in luggage, the delay must be at least 4 hours. The maximum compensation cover is 2,000 NOK per person and 8,000 NOK per claim. [Read the Terms & Conditions for travel and cancellation insurance here](https://www.codanforsikring.no/SiteCollectionDocuments/partners/seb/Nordic-Choice-Club_Mastercard.pdf)! ### Sweden The supplementary travel insurance is valid if you have paid a minimum of 75% of your trip with your card. __The travel insurance includes__ - Accidental injury insurance - Travel cancellation insurance - Compensation and cover in case of delayed departure, lost/stolen luggage or acute illness The insurance covers you as card holder as well as your partner and any child under the age of 23 years living at home, whether they are traveling with you or by themselves. The insurance also covers grandchildren travelling with their grandparents. __Terms & Conditions:__ - The insurance covers the entire travel arrangement you purchase with the card or via direct payment from one of your accounts before your departure. (Previously, the trip and the accommodation had to be included in the same booking confirmation and be paid at the same time.) - An excess of 1 000 SEK applies to the travel cancellation insurance. - If you cancel your trip due to pregnancy-related illness, you will now receive compensation up to week 28. - Compensation is received for delayed arrivals (including stopovers) instead of delayed departures. The compensation is changed to a lump sum of SEK 700 per insured person and up to 2,800 SEK per card at delays of more than 6 hours. - Maximum compensation per card for luggage delayed 6 hours is changed from 5,000 SEK to 4,000 SEK. After 48 hours delay the additional compensation is changed from 10,000 SEK to 4,000 SEK. - Maximum compensation in case of death due to accident is changed to SEK 50 000. [Terms & Conditions for supplementary travel insurance](https://www.nordicchoicehotels.se/globalassets/global/nordic-choice-club/mastercard/rese-villkor-pdf-se/p02258_1805_mastercard-nordic-choice-club-blue-silver.pdf)

##### Flexibility with a higher credit limit By increasing your credit limit, you have greater flexibility in your everyday life and will be able to manage your finances better. An increased credit limit doesn’t cost anything extra, only if you use the option of instalment payments. You can pay your invoices when it best suits your wallet, and you can balance your budget by paying over time. Just log in to My Nordic Choice Club Mastercard. Here you find information on how to increase your credit limit and your flexibility.

### Norway __Is it better to pay in local currency or NOK abroad?__ When you are overseas, we recommend you pay in local currencies as the exchange rates used by the shops usually are higher than the rates we use. With Nordic Choice Club Mastercard you are covered by a good travel insurance when you pay a minimum of 50% of the trip with your card. The travel insurance also includes a travel cancellation insurance. __20 bonus points for each hundred kroner spent on purchases abroad__ Nordic Choice Club Mastercard can be used worldwide and the chip incorporated in the card provides increased security when you use it. In addition, you receive 20 bonus points for each hundred NOK you spend! ### Sweden __Pay in local currency abroad__ When you are abroad, we recommend you pay in local currency as the shop’s exchange rates ares often unfavourable to the rates we use. __20 bonus points for each hundred kroner spent on purchases abroad__ Nordic Choice Club Mastercard can be used worldwide and the chip incorporated in the card provides increased security when you use it. In addition, you receive 20 bonus points for each hundred SEK you spend!

Do you need price information for Nordic Choice Club Mastercard? Norway: [Price list valid from 1 September 2018](https://sebkort.com/no/no/nordic-choice-club-mastercard/pris-og-vilkar/). Sweden: [Price list valid from 1 September 2018](https://sebkort.com/sv/se/nordic-choice-club-mastercard/pris-och-villkor/).

Effective interest rate for a credit of 15,000 SEK / 12 months from 27,78% to 32,98% (32,98% with an annual fee of 595 SEK). Total cost from 16,984 to 17,284. Full utilisation of financial benefits assumes the outstanding credit balance is paid on the due date and that no interest thus is incurred. __Read more about prices and terms & conditions__: [Norway](https://sebkort.com/no/no/nordic-choice-club-mastercard/pris-og-vilkar/) [Sweden](https://sebkort.com/sv/se/nordic-choice-club-mastercard/pris-och-villkor/)

### Norway Telephone: +47 21 01 51 51 E-mail: mastercard@sebkort.no ##### Telephone hours: Monday - Friday: 08.00 AM-4.00 PM Block your credit card: 24/7: +47 21 01 50 40 ### Sweden Telephone: 08-14 73 30 E-mail: choiceclubmastercard@seb.se ##### Telephone hours: Monday - Friday: 08.30 AM-5.00 PM

Need to block or request a new Nordic Choice Club Mastercard? ##### Norway Log in to [My Nordic Choice Club Mastercard](https://secure.sebkort.com/nis/m/cono/external/t/login/index) or contact SEB Card by calling +47 21 01 50 40. This service is open 24/7. ##### Sweden Log in to [My Nordic Choice Club Mastercard](https://secure.sebkort.com/nis/m/cose/external/t/login/index) or contact SEB Card by calling 0774 – 24 24 24. This service is open 24/7.

### Norway __SEB Kort processes account and personal information in accordance with Personopplysningsloven (The Personal Data Act), the rules on confidentiality for financial institutions, and in accordance with special rules laid down by the international payment networks.__ To fulfil the requirements that follow from these rules and because we want to protect you as a customer against unauthorised access, a number of different security measures have been put in place so that unauthorised persons will not have access to information about you as a customer. In addition, information about you and your activity as a customer will only be processed by those of our employees who have an official need for access to the registered information. Under section 18 of Personopplysningsloven § 18 (the Personal Data Act) you as a customer have the right to demand access to any and all personal information we as a company have stored about you. According to the provision, you can also request information about the number of electronic searches carried out with respect to your account, as well as the date of the searches that employees at SEB Kort have carried out, in the last 3 months. If you want access to information that is registered about you, or how many electronic entries have been made, you can obtain information about this by sending a written request to SEB Kort. The company shall, on its own initiative, regularly verify that employees, data processors and others performing tasks on behalf of the company are authorised to access the registered information. If you, as a customer, on the basis of the information provided, believe that there is reason to believe that persons with no official needs have had access to your registered information, you may request that the company conduct an internal investigation to confirm or deny the suspicion. Such a request must be in writing and must be justified. The internal investigation will be carried out by the company's Compliance Officer, and any deviations will be reported to Datatilsynet (the Data Inspectorate). --- If you, the customer, believe there is a special need for only a limited number of employees having access to your personal information, you can submit an application for special access restrictions to be placed on your account and personal data. An internal group will then assess whether there is a basis for establishing access restrictions on your information. It should be noted that the criteria for placing such restrictions are strict. One disadvantage of access restriction on accounts and personal data is that at times you may experience reduced availability and longer response times when contacting us. --- Processing of account and personal data, including disclosure, is necessary for you as a customer to be able to use your card and for SEB Kort to fulfil its obligations under the card agreement. Such disclosure will only take place where there is a legal basis for such disclosure, cf. Personopplysningsloven § 8 (the Personal Data Act) In addition, the company will ensure that the recipient of the information processes them in a satisfactory manner. --- Account and personal information should as a rule be deleted when it is no longer necessary to store this information. However, SEB Kort will store such information in accordance with Personopplysningsloven (the Personal Data Act), Bokføringsloven (the Bookkeeping Act) and Hvitvaskingsloven (the Money Laundering Act). ### Sweden __Personal data provided in an application / agreement or which is otherwise registered in connection with the preparation for or administration of an assignment (for example, credit report, business assessment and information on the use of the card), is processed by SEB Kort Bank AB in order to fulfil the relevant assignment. Data processing also takes place in order for SEB Kort Bank AB to fulfil its obligations under law.__ The personal data may also form the basis for SEB Kort Bank AB’s market and customer analyses, business and method development as well as statistics and risk management, for example in risk calculation models that the SEB Group uses to meet capital adequacy rules. SEB Kort Bank AB may also use the data for marketing purposes, if direct marketing has been consented to. In order to maintain a good customer and register service, SEB Kort Bank AB may supplement the personal data by obtaining information from private and public records, including updating address information using the state's personal and address register, Spar. The personal data may for certain purposes – with due regard to applicable confidentiality provisions – sometimes be disclosed to companies within the SEB Group or to companies with which the SEB Group cooperates. In some cases, SEB Kort Bank AB is also obliged by law to disclose information to e.g. Finansinspektionen (the Swedish Financial Supervisory Authority), Skatteverket (the Swedish Tax Agency), and Försäkringskassan (the Swedish Social Insurance Agency). Account holders who wish for information about which personal data SEB Kort Bank AB processes can submit or send a written and signed request to SEB Kort Bank AB, PUL, 106 40 Stockholm. At the same address, the account holder can also report that he or she does not want to receive direct marketing from SEB Kort Bank AB or request that SEB Kort Bank AB remove or correct information that has proven to be incorrect or incomplete.

The Spendwise-app helps you with everything concerning your Nordic Choice Club Mastercard. Now you can easily keep track of your points, purchases, account statements, balance and much more. - [Download the app in App Store](https://itunes.apple.com/app/id1441419364) - [Download the app in Google Play](https://play.google.com/store/apps/details?id=com.sebkort.multibrand)